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🌟 [ 61 ]   How To MASTER The Credit Card Game In 2024 (Beginner’s Guide)

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Hey guys, in this comprehensive beginner's guide to the credit card game, we delve into five key sections to help you navigate the world of credit. By the end of this one, I believe you'll be well-equipped to make 2024 the year you master the credit card game, even if you don't have a single card yet.

Section 1: Credit Card Basics - Breaks down the fundamental concepts that every beginner to the credit card game should grasp before getting their first credit card. This includes topics such as credit vs. debit, important components of a credit card, how to get approved for a credit card, etc.

Section 2: How Credit Cards Work - Demystifies the mechanics behind these financial tools, providing you with a clear understanding of how to use them to your benefit rather than your detriment. This includes topics such as annual percentage rates (APRs), how to pay off a credit card, understanding your credit score, etc.

Section 3: Understanding Credit Card Statements - Equips you with the knowledge needed to decipher your monthly statements, ensuring you stay on top of your finances. This is done by walking through one of my credit card statements line by line and explaining exactly what each number and terminology means.

Section 4: Responsible Credit Card Usage - Emphasizes the importance of managing credit wisely to build a strong financial foundation. This includes topics such as budgeting/tracking expenses, managing credit card utilization, etc.

Section 5: Maximizing Credit Card Benefits - Explores strategies to make the most of your credit cards, from cashback rewards to travel perks. This includes topics such as cashback vs. travel credit cards, which credit cards are right for you, how to redeem your credit card points effectively, etc.

Whether you're new to credit or looking to enhance your card game, I hope this video serves as your go-to guide for mastering the essentials and optimizing the benefits of credit cards. Best of luck on your credit card journey this year!

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00:00 The Gameplan
02:08 Section 1: Credit Card Basics
02:11 Credit vs. Debit (Pros and Cons)
06:55 Important Components Of A Credit Card
08:07 How To Get Approved For A Credit Card As A Beginner (Method 1)
10:11 How To Get Approved For A Credit Card As A Beginner (Method 2)
12:17 What Happens When You Apply For A Credit Card?
13:50 Section 2: How Credit Cards Work
13:54 The Dangers Of Credit Cards (Interest Calculations)
16:49 Statement Close Date vs. Payment Due Date
18:32 Consequences Of Late Payments
19:24 How To Pay Off A Credit Card
20:24 Understanding Credit Scores
24:17 Section 3: Understanding Credit Card Statements
24:36 Walking Through My Credit Card Statement
29:44 Identifying Problems w/ Credit Card Statements
30:29 Section 4: Responsible Credit Card Usage
30:50 Best Budgeting Practices
32:26 Managing Credit Card Utilization
34:35 How To Lower Credit Utilization
36:14 Section 5: Maximizing Credit Card Benefits
36:40 Cashback vs. Travel Credit Cards (Pros and Cons)
41:30 Best and Worst Ways To Redeem Credit Card Points
43:33 Transfer Partner Redemption Examples
44:47 How To Choose The Best Credit Cards For You
46:40 How Many Credit Cards Should You Have?
49:17 Summary Of Key Points

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#creditcardsforbeginners #creditcardstrategy #creditcards [ 2024-01-18T22:00:18Z ] :flashminiupdate:2024-11-26

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