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Credit Cards Explained: Purchase Protection 😱💰

ReadCredit cards often come with a range of consumer protections that can make your purchases safer and more secure. These protections can include fraud protection, which guards against unauthorized transactions; extended warranties, which can add additional warranty coverage on top of the manufacturer’s warranty; and purchase protection, which can cover your new purchases against damage or theft for a limited time after the purchase. Additionally, some credit cards offer price protection, which can refund the difference if the price of an item you bought drops shortly after your purchase. In the UK, Europe, and the USA, several credit cards are known for offering robust purchase protection benefits. UK: The American Express British Airways Credit Card is popular for its travel-related benefits, including purchase protection. Other notable cards include the Barclaycard Platinum and the Halifax Clarity Card, both of which offer good purchase protection and fraud liability cover. Europe: In Europe, credit card offerings can vary significantly by country, but cards from major providers like Visa and Mastercard generally include purchase protection. The Gold and Platinum cards from American Express, available in many European countries, also offer extensive purchase protection benefits. USA: American Express cards, such as the Platinum Card and the Gold Card, are well-regarded for their comprehensive purchase protection. Chase Sapphire Reserve and Chase Sapphire Preferred are also popular for their broad coverage, including purchase protection, extended warranty, and more. These protections can vary by card and issuer, and it’s important to read the specific terms and conditions to understand the coverage limits and exclusions. For instance, there might be limits on the amount covered per claim or per account, and certain items may not be eligible for coverage. Disclaimer: Please note, this overview is not financial advice, and it’s crucial to consider you . :::: Visit my YouTube channel @ MillennialWealthSarah ( [ 🔗 Click ‼️ ]] )